Insurtech startups building the future

Adjust Square helps P&C carriers settle personal property claims quickly. Our database of 250+ million products helps carriers locate accurate replacements 100x faster than before.

We provide a digital therapeutic intervention for those on claim with pain that inhibits them from normal activities and work. We have a 24/7 live support and health coaching service provided by qualified health professionals, driven by data analytics from psychosocial tools, evidence based education and wearable data, allowing a personalised, value based solution.

Anodz helps Insurance Providers aggregate and blend their business & workforce data to drive profitability, minimize risk and improve performance across the organization using our B2B, SaaS Enterprise Intelligence platform.

DescriptiAppEase is a digital health data platform that exchanges electronic health data between medical providers and insurance carriers for underwriting of life, disability and long-term care insurance, and property, casualty and workers' compensation claims. The digital exchange securely aggregates and organizes disparate data, improves turnaround times and stabilizes pricing. Our predictive analytics solution arms decision makers with robust underwriting and claims decision-making tools for improved workflows.on goes here

Pablow's next-generation insurance platform makes it seamless for the travel industry to reach travelers with targeted insurance offers, to any device and in any country.

ClaimMentor automates scheduling and streamlines claimant statements for P&C adjusters by recording, transcribing, and extracting key insights from calls. By reducing manual tasks, it speeds up claims processing and eases adjuster workload. ClaimMentor helps prevent costly mistakes and inefficiencies, ensuring claims are handled accurately and efficiently.

Benjamin®, Your Personal Healthcare Companion. The only app that continually analyzes your health insurance claims to save you money & reduce your health risks. Benjamin® was recently acquired by Clever Health.

ClinicNote is a full-suite electronic medical record designed for use in university and private practice settings. With over 7,000 users across 175+ clinics, ClinicNote provides a customizable, cost-effective solution for university programs and small-medium clinics alike.

Cowbell simplifies and expedites the process of obtaining accurate cyber insurance coverage for businesses by identifying insurable threats and quantifying risk exposures using artificial intelligence.

Cybercade's platform combines the excitement of gaming with the science of learning and assessments. With 82% of data breaches rooted in human error, Cybercade's innovative approach transforms end-users from the weakest link into the strongest shield against cyber threats, making cybersecurity highly engaging and effective for everyone.

DenScore is a dental navigation solution that provides treatment decision support and care guidance so people make smarter choices about their oral health. By improving the member experience and supporting health equity initiatives, DenScore's web application enables dental insurance companies to provide added value to clients while mitigating network insufficiencies.

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EquiX is a commercial BPP contents inventorying and valuation SaaS used by commercial property adjusters and pre-loss underwriting reps to more accurately inventory and value commercial BPP contents, machinery and equipment.

Everyday Life uses proprietary technology to make smart life insurance more accessible and affordable for mass market consumers

DA growth, transition and succession planning tool for financial advisors and insurance agents, utilizing machine learning and elements of gamification for asset protection.

Fluttrbox is an on-demand aerial imaging service and mapping application. We make property assessment for P&C carriers simple by collecting, processing and analyzing aerial images from our network of drones and their qualified operators.

Friendly has developed a platform with highly advanced OCR technology to help life insurance companies better automate claim resolutions which involve complex documents with handwriting and disparate data tables.

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InforMedic is building a web application that will extract all of the relevant information from medical records and make a preliminary decision as to whether or not the underwriter should accept the applicant.

Innocuous AI offers an easy-to-use conversational AI assistant to help claims personnel at insurance carriers comply with state regulations with ease. The smart assistive AI tool surfaces relevant state statutes along with interpretations, timelines, tasks and letter templates for timely compliance enforcement, all in one place which streamlines their workflow. The business impact: claims managers and claims adjusters save time, and insurance companies save money and enhance profits with improved customer satisfaction.

A dynamic, data-driven platform geared toward local insurance agents, creating process efficiencies while bringing insurers closer to the customer.

InsuredMine is an All-in-One Sales, CRM, Marketing Automation platform for Insurance Industry that helps you save time and money, so you can communicate more effectively, manage with ease, and focus on agency growth.

InsureVite helps insurers revolutionize their customer experience through social messaging apps. By combining five technologies into one, we provide a friction-less experience by enabling the entire value chain. InsureVite is founded in Singapore with presence in Malaysia, Japan and Australia.

Insurtic is a no code AI platform which enables Insurers to leverage their data as a scalable asset across their organization.

Invive is an AI-driven startup that uses the science of aging to help life insurers improve the accuracy of their underwriting and strengthen their customer engagement.

JAUNTIN' provides a distribution platform that enables both on demand and embedded insurance, making coverage available to users when it is top of mind. From travel to liability to snowplow coverage and beyond, JAUNTIN' has enabled product innovation for many carriers with its suite of micro services.

L1A sits at the intersection of AI, climate resilience, agtech and insurance innovation. The L1A platform, AGRIS, is an AI-native risk intelligence engine, powering a risk score licensing service, and a parametric MGU model, that reimagines how agricultural and climate-related risk is priced, underwritten, and transferred. AGRIS Farmer Assist helps producers understand and reduce their own risk—improving the entire value chain. AGRIS transforms fragmented climate and agronomic data into predictive risk scores, enabling automated underwriting, embedded insurance, and frictionless parametric payouts. L1A is not just building insurtech—it is deploying AI as a foundational infrastructure layer for global risk markets, starting with agriculture.

Lightship quickly understands each driver's unique safety challenges with an off-the-road smartphone assessment, then provides a pathway to success by proactively safeguarding their driver-specific risks. 

Lotus Fertility Insurance is the next-gen insurance solution for proactive fertility health management. We're an early-stage, women-led company on a mission to create a new insurance product designed for fertility. In alliance with globally renowned research partners specializing in fertility and women's health, we're building an affordable, supplemental insurance designed to help cover the out-of-pocket costs for fertility treatments and services.

LVLFi provides a platform of mobile games designed to gamify exercise and encourage players to be more active. By incentivizing users to live healthier lifestyles, LVLFi lowers the risk of diabetes/cardiovascular disease/cancer, and in turn, helps life and health insurers measurably decrease related insurance claims.

Micruity is a data clearinghouse with a primary focus on the communication of defined contribution plan participant data between life insurers, fund/asset managers, and 401K recordkeepers, regardless of the form and standard they communicate.

MotionsCloud is an Insurtech/Inspectech company, helping property and vehicle insurance companies to streamline and automate damage assessment/inspection processes using computer vision technologies. With AI computer vision technologies and user-friendly interfaces, MotionsCloud evaluates the home and vehicle damages based on images sent by claimants and generates an assessment of damage severity, treatment, and possibly the estimated cost.

Name Image Likeness Event Insurance Company (NILE) is an early-stage startup, focused on developing a tech-enabled platform that offers innovative first and third-party insurance solutions to mitigate athlete life cycle risks. NILE’s goal is to provide financial, reputation, and equipment protection and security for athletes, schools, businesses, and sports professionals navigating the complexities of NIL and revenue share contracts, injuries, and career transitions. NILE intends to use market intelligence from the platform and other sources to stand up as an MGA/MGU that solely focuses on athletic life cycle risks.

Optikal is a voluntary employee benefit that supplements vision insurance by providing year-round contact care through a subscription that breaks down the cost of contact care into easy bi-weekly payroll deductions.

Pilotbird empowers Life and Health carriers with innovative lifestyle analytics. It leveraging social data points to improve underwriting accuracy for ancillary group products, to increase member adoption through qualified reach outs, and to reduce claims fraud leakage. Pilotbird testbeds its technology for its own brand Kiwi to offer on-demand medical deductibles cover.

Prosper is developing a solution to monitor and measure an individual's epigenetics to address their unique health and wellness needs with customized content.

ProtectRisk provides a business insurance marketplace which facilitates communication and collaboration between consumers, brokers, and insurance underwriters in the high risk/specialty segments of both admitted and excess & surplus (E&S) markets. The platform simplifies and streamlines the search and quote/bind/transaction process for business insurance.

Rainwalk is a fully reinsured Pet Insurance MGA. We partner with carriers to help them increase retention and fill this product gap using our white label, turn-key pet insurance product without needing to build one themselves.

RainyDayPal provides financial security to America’s Mass Middle during disruptive events. We are transforming how we think about and deliver “Emergency Funds” using insurance.

A blockchain-enabled, app-driven, smart insurance product designed for the on-demand economy.

ReBLDing is a multimarket solution for homeowners, contractors & insurance companies that creates trust, transparency & timing thereby eliminating the gap where the problems happen & the costs rise.

Reeske is a digital insurance distributor that simplifies income protection solutions (life and disability insurance) for middle-market customers via data analytics, transforming insurance purchase and ownership experience by helping people get the right coverage at the right time and stay covered, all the time.

ReFocus AI is building the driverless car of insurance servicing — a platform that automates quoting and remarketing within the systems that insurance brokers already use. By using AI to replicate human decision-making, ReFocus enables brokers to quote faster, retain more clients, and unlock access to carrier products to round out accounts better.

Safari is a technology-enabled recruitment and training company that helps insurance companies source, train and develop a diverse, high-output workforce.

SDRefinery provides insurance carriers with fast, efficient access to the knowledge contained in their own underwriting, risk management and claim unstructured sentence data. This knowledge directly improves the core insurance functions, leading to higher profitability, better premium growth, lower loss costs and reduced expenses.

Serfer AI is revolutionizing how insurance companies handle regulatory compliance. We simplify and accelerate the filing process, turning complexity into clarity. With Serfer AI, compliance becomes seamless, efficient, and effortless.

Skytree Scientific is revolutionizing lightning risk assessment with an AI-powered SaaS platform that provides unparalleled accuracy and proactive risk mitigation. Our cutting-edge technology empowers insurers to make data-driven decisions, optimize pricing, and mitigate risk.

Soft Edge is offering solutions for quick and precise automatic hail damage detection and precise measuring of damage area using AI and ML on mobile devices.

Sola is an MGA offering a data-driven supplemental insurance plan which covers immediate out-of-pocket expenses for homeowners following losses from catastrophic disasters, such as tornadoes.

Solar insure provides protection plans to homeowners who install solar energy. Our insurance-backed solution provides consumers additional peace of mind as they transition to renewables.

Spectacle Health helps small businesses offer affordable personalized health benefits through ICHRA (Individual Coverage Health Reimbursement Arrangement). Employers set a tax-free allocation for employees, who then choose from local individual marketplace and off-exchange plans—often saving companies 30% or more compared to traditional group coverage. Our seamless digital platform simplifies setup, integrates with payroll, and handles payments, ensuring an easy and efficient experience for both employers and employees.

Starup by Sehteq offers a new insurance experience to start-ups in the US, UAE and Saudi . Starup is a management general underwriter (MGU) curating six insurance products, coupled with concierge services and powered by technology to take care of the stars—the founders—so they can take care of the start-ups. The founder, or the sponsor, pays a monthly subscription for the bundled services.

StreamSettle's triple-blind platform enables claims adjusters and plaintiff lawyers to proactively test for overlaps in their True Settlement Thresholds™ at any stage of a disputed claim. Our risk-free platform ensures instant, binding agreements when disputing parties’ thresholds overlap. If no overlap, no fees are charged and nothing is revealed.

Thumbscore de-stresses personal finance through an app-based platform where exercises are simple, quick and non-judgmental. Thumbscore removes the stigma and bias of financial stress and scoring.

TripDoctor is revolutionizing international health insurance by supporting customer access to care through our TripDoctor Concierge application, our Care Concierge team and our curated network of local doctors.

Tumbleweed is at the forefront of transforming end-of-life planning and post-loss care with a secure, user-centric platform that ensures individuals are prepared and organized, so that their final wishes can be honored. Our innovative approach extends to empowering workplaces, aimed at integrating thoughtful end-of-life preparations into employee wellness benefits. By leveraging advanced technology and providing personalized support, Tumbleweed is dedicated to redefining how society approaches life's final chapter, making the process accessible, respectful, and seamless for everyone involved.

Tylmen Tech is tackling the challenge that over 100 milllion Americans are without life insurance, largely due to concerns about medical exams and invasive tests, by leveraging smartphones to perform non-invasive body scans that capture essential health metrics. Tylmen’s body scan not only improves the customer experience, but also allows underwriters to evaluate risks with greater speed and precision. Also, using the technology in the ag space.

UDoTest provides a business-to-business (B2B) at-home disease testing software platform. UDoTest's proprietary technology and at-home lab testing services helps enterprises improve outcomes. UDoTest serves their client's populations with a discreet, accurate and personalized at-home testing service that's unique to them. UDoTest was bought by Recuro Health.

Vaartani enables insurers to underwrite eCommerce sellers on Amazon. With just a seller ID, our artificial intelligence solution provides all relevant underwriting insights in near real-time, with over 90% accuracy and coverage.

A platform providing a transparent, collaborative method for agents and policyholders, as well as underwriting, claims and loss control departments, to share information and maximize service while preventing fraud.